Do You Really Need Life Insurance?
Anyone who has a family can imagine how dying prematurely would devastate the family, including financially. But most people fail to realize the huge financial shortfall such a death would cause, which is why insuring your HLV is so important. At Kingdom Calling, we have clients that insure themselves for more than they can imagine […]
Whole Life: What Kind of Company?
First, you should understand that there are two major types of life insurance companies. Most (all?) companies used to be Mutual’s. A few decades ago, it became popular for many companies to “go public.” Which meant becoming Stock companies with their ownership publicly traded on an exchange. Mutual companies are owned by thier Whole Life […]
Life Insurance
“Misfortune pursues the sinner, but prosperity is the reward of the righteous. A good man leaves an inheritance for his children’s children, but a sinner’s wealth is stored up for the righteous. A poor man’s field may produce abundant food, but injustice sweeps it away.” (Prov 13:21-23) From what you’ve read so far about insurance, […]
Health Insurance
“A prudent man sees danger and takes refuge, but the simple keep going and suffer for it.” (Proverbs 22:3) Major health problems can wipe out a family’s finances. There are more medical problems than ever before and more highly sophisticated technological solutions to them. And someone has to pay for these multi-million dollar solutions when […]
Disability Insurance
“Now listen, you who say, “Today or tomorrow we will go to this or that city, spend a year there, carry on business and make money.” Why, you do not even know what will happen tomorrow. What is your life? You are a mist that appears for a little while and then vanishes.” (James 4:13-14) […]
Umbrella and P&C Deductibles
“He who brings trouble on his family will inherit only wind, and the fool will be servant to the wise.” (Prov 11:29) In the last two sections, we discussed two major areas of potential liability that most people assume within their Auto and Homeowner’s policies. The typical policies cap the liability that the insurance company […]
Homeowner’s Insurance
“The wealth of the rich is their fortified city, but poverty is the ruin of the poor.” (Proverbs 10:15) Imagine, if you will, these nightmare situations regarding your home: 1 An A/C repairman falls through the ceiling, breaks his back, and sues you. 2 Your dog gets out, and for some reason feels […]
Automobile Insurance
“No one knows what is coming-who can tell him what will happen after him?” (Eccelsiastes 10:14) These are numbers that we often see in our office: 50,000/100,000/50,000 Do you know what they mean? You probably recognize that you have the same or similar numbers on your car insurance, but 9 out of 10 people that […]
Who is Better at Insurance: You or the Insurance Company?
Some people believe that insurance companies are evil empires designed to remove you from your money, but did you know that they won’t insure a single thing for more than it is worth? If you have a home that is worth $250,000, you cannot insure it for $1,000,000. The insurance companies know that they would […]
Protecting What You Value Most
“When the storm has swept by, the wicked are gone, but the righteous stand firm forever.” (Proverbs 10:25) As we look at insurance, it’s necessary to bring up the many destructive events that could possibly occur in your future. These are unpleasant to think about and easy to mentally avoid, yet they are possible and […]
