Rate of Return: Beyond the Basics

When discussing investments, Rate of Return often comes up.  Do you know what it is?  And how to calculate it?  We’ll start with the basic concept of internal rate of return and then discuss  external rate of return. So what is Internal Rate of Return? IRR is a micro-economic calculation used to determine the growth […]

Becoming Your Own Banker Videos

We’ve just finished a huge series on how to use Whole Life Insurance policies to provide a foundation for wealth building.  One of the key benefits that we discussed was the way that you can apply banking principles to your own life and keep the massive profits that you are currently giving to an outside […]

Ben’s Storehouse

Life could not be stranger.  Just a handful of decades before, this world really had Ben and Kim on the ropes.  Now they had begun a small dynasty. Not the kind of dynasty focused on itself and growing its own power.  Such things are destined to crumble and lose all value.  But instead they built […]

Your Storehouse

“The Lord shall command the blessing upon you in your storehouse and in all that you undertake. And He will bless you in the land which the Lord your God gives you.” (Deuteronomy 28:8)(Amp) What is a Storehouse?  We usually quote the NIV or NASB here, but they each use the word “barn” above which […]

Ben Loves His Family

The years had been good to Ben.  He couldn’t sit still and do nothing, so over the decades he put together a business venture here and there, sometimes using his cash, sometimes using policy loans from his whole life insurance policies.  Ever since his accident he had really depended on the Lord for wisdom and […]

Your Family Bank

“An inheritance quickly gained at the beginning will not be blessed at the end.” (Proverbs 20:21) What do you want to leave the future generations of your family after you’re gone?  What do you want to leave your children?  What do you want to leave your grandchildren?  Your great grandchildren?  Beyond?  Would you prefer to […]

Ben the Banker

The better he got to know James and his business, the more Ben realized that by making his whole life policy a foundational part of his financial stewardship, and utilizing it the way he had been, he was really functioning as a banker without all the mess of opening up an actual bank! Ben was […]

How to Be Your Own Banker With Life Insurance

“Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest. 28″ ‘Take the talent from him and give it to the one who has the ten talents. 29For everyone who has will be given more, and he will have […]

Ben’s Whole Life Policy Frees Him

A few more years flew by and Ben and Greg’s dry cleaning business was flourishing.  They  opened two more stores and were finally seeing nice profits in all of them.  Over time they purchased the building that the second cleaners occupied, as well, and then both the building and the business of the two new […]

Using the Cash Value of Your Life Insurance to Set Your Financial Life Free

“Were you a slave when you were called? Don’t let it trouble you—although if you can gain your freedom, do so.” (1 Corinthians 7:21) The Trunk of your Fruitful Tree gives life to the branches, leaves, & fruit.  Without a strong and reliable trunk, you cannot have good, plentiful fruit.  The best product we’ve found […]